Rachel asked: I have been in a debt management program with a local credit counseling service for about 8 months. My parents have offered to co-sign a loan so I can pay off the cards. The loan with the bank is a lower interest rate than the cards and will pay them off [...]
Yogiandbooboo asked: I have no credit card debt but a few credit cards that are open I never intend on using. Is there any way I can close these accounts without hurting my credit? I do not like the idea of having open credit card accounts, for fear of theft of these numbers.Caffeinated [...]
whoknows asked: I heard that if your credit card gets turned over to collections and they contact you offering to lower the amount you need to pay them back, and you end up taking that offer and pay it in full, that since you didn’t pay the ACTUAL amount off, the bad credit with that [...]
indicisive__confused asked: Or will they not approve you if you have one maxed out? Im trying to pay it off, but interest is killing me, so i figured i would try to transfer the balance and get those deals where its 0% interest on balance transfer’s for the first 6 months.Create a video blog
ronnin72 asked: I am going to ask another question regarding which CC should I add to my credit card profile to add to my rewards. I have excellent credit, pay my balance in full each month, and I use my CC to pay for everything I can to rack up points/miles etc.
I am at [...]
amy a asked: I have 2 cards with 0 balances allready. If I have too many accounts open will that hurt my credit? I also want to save interest and transfer a higher rate cc to on of the balance transfer offers I got. How many credit cards are tooooo many?Caffeinated Content [...]
Cristalito asked: Is it as simple as transfering the debt in my credit card to the new one with the lower rate? or is there any hidden trick?
I’ve been paying my car for 1 year 3 months so far, why would I get a charge from DMV? I am current with DMV as far as [...]
Pepper asked: I am currently a college student with 2 checking accounts (Wamu- 3 years BOA- 1 year) and 1 credit card (Citi- 1 year). I have always met the requirements for my checking accounts and paid all my credit card bills on time. As for loans, I do have about $10,000 of student [...]
Bob H asked: Can I use a balance transfer to pay past due amounts on a credit card.Say I have a $500 past due and use a $500 transfer from another card will it be applied to the past due it will it be applied to the unpaid balance?Create a video blog