Archive for September, 2007

how can I purchase an airline in advance without a credit card and still get the same deal?

Les D asked: I want to purchase an airline ticket in advance without a credit card to get the deal you would if you purchased on line with oneCaffeinated Content

How can I get my credit card company to offer a low balance transfer offer?

Eli Brady asked: This is weird….
I have two accounts with Capital One. Both have $5000 limits. For one account, I always get offers for 3.9% (lifetime) transfer offer… but the other one I never do. Why is that?
The one they keep offering the 3.9% has already been used so I want the 3.9% on the [...]

Does a balance transfer improve your credit rating?

intellectual dude asked: I know that whenever you pay more than your minimum on a credit card it improves your rating. What if you did it with a balance transfer? What if you transferred the whole balance over?Website content

What happens to my credit score when I apply for about 5 or 6 credit cards? Does it affect my ability to get?

mommy_2_little_man asked: What happens to my credit score when I apply for a few credit cards and are not approved because they require excellent credit? Does it affect my ability to get approval on another credit card? How long is this for?Website content

Anyone know of a CC company that doesn’t charge for balance transfers?

luckiydiablo asked: They used to not charge you anything but now it’s 3% or 100 dollars min.Create a video blog…instantly.

What is the best rate (or overall deal) for a credit card? No spam, please?

creton4 asked: I’m looking for ways to raise my credit (I got a mystery hit on my credit score, recently, which sucks) and I was hoping someone on here knows of a credit card with a low rate that won’t screw me after a certain period has expired. I’ve had many debit cards, but never [...]

Do balance transfers negatively affect your credit score/report?

Jenn B asked: Do balance transfers negatively affect your credit score/report? I usually transfer balances to my 0% APR balance transfer card with no fees and then pay them off. I never have a late payment, etc, but was wondering if transferring balances directly affects your credit report or score. Thanks!
P.S. [...]

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