Archive for December, 2007

for balance transfers, should you use your own credit card company for another card or another company?

angi asked: my intro rate of 0% is about to run out and i would like to apply for another 0% card for balance transfers. my credit is good but not excellent. Is it better to apply for a card at the current company or use someone else?Kansieo.com

Does anyone know about these credit card deals that give prepaid accounts, or direct deposit debit cards for?

olivia v asked: your employer to deposit your paycheck into? One in particular is Account Now Visa. My credit is worse than abysmal, liens, judgements, defaults, etc. I’d like to find out about some reputable credit card companies who don’t exploit consumers in my situation.Kansieo.com

Do balance transfers hurt your FICO score?

Holly asked: If you transfer a balance (even a small one) to a different credit card, does it hurt your FICO score?Kansieo.com

Which Credit Card Has The Lowest APR On Balance Transfers?

rita s asked: My credit is excellent for it is 767 so I am confident I will get approved. I am trying to do a balance transfer and American Express is offering a fixed rate of 4.99% for life. Does anyone know of a cheaper interest rate and if so, PLEASE let me know through [...]

How to deal with Orchard Bank Credit Card Annual Fee

KLM asked: Can anyone tell me if we have any recourse with dealing with Orchard Bank. Here is the situation….my husband had a credit card through Orchard Bank. He paid it off in January, called Orchard Bank, and requested the card be canceled. Well, we received a statement at the end of [...]

Can you do a balance transfer on a credit card for another person?

Kari asked: I have horrible credit. My fiance has great credit. Can I transfer the balance on my high-interest card onto one of his credit cards with no balance (that has a 0% rate)?
He thinks it’s a good idea. I’m throwing away over $100 a month on interest. I could just [...]

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