Archive for January, 2008

Balance transfers when I have a *positive* (credited) balnace?

euges116 asked: On my credit, I have a credit line of 5000. I accidently paid more than that, 5500. If I transfer 500 from another card of mine to this card, do I still get charged for balance transfer APR? I have a credited balance?
OR, if I use that 500 on the card with the [...]

What are some good credit cards for balance transfers?

Dakine808 asked: Currently stuck with a Macy’s Visa card at 16%.
I have a balance of $3k that I want to transfer over.
Any good cards I can do this with that offer 0% APR for a year with a low transfer fee?Caffeinated Content

How long should I wait to do another balance transfer after I just did one?

dulladdress asked: I had a 0.0% introductory rate eliminated due to a late payment so I want to do another transfer. But someone told me I should wait a couple of months because you can’t do that soon after doing a previous balance transfer.Website content

bank of america scammed me on credit card debt deal?

chad c asked: B of A made a verbal agreement over the phone with me that if I payed 5k then the rest of the debt would be forgiven. I did this and now they are threatening that if I dont pay an additional 6k(which I dont have) by next week they will take [...]

How do I deal with my high interest credit card?

D - Man asked: I have a credit card with almost 30% interest. My credit score is too low for balance transfers or personal loans, how can I pay it off without such high interest? (Note: I went to the Bank already and they said they could lock the interest if I agreed to pay [...]

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