The Question! asked: I know AMEX lets you buy stuff with credit points earned—what about others? I’m planning to make a big purchase and want a good bonus point type deal.Caffeinated Content
PolkaPolka!! asked: I am confused. We are in a financial mess and need to make amends now. If we only pay a portion of our debt by making arrangements to pay an agreed upon amount instead of the original bill, will that hurt our chances of increasing our credit score? I was [...]
Anonymous asked: I was just wondering how interest rates get lowered on credit cards? Why do some people have lower interest rates, and some have higher? I understand the whole difference between credit scores and that some people have better credit than others. But I know that every single person with a low interest rate [...]
tinajr83 asked: I have 4 cards with balances on them and will be paying them off next month. How soon will that reflect on my credit score? These cards have been open for a year.Caffeinated Content
dl204612000 asked: I graduated last year and have two student loans. One has about $12,700 @ 6.96% and the other is $12,500 @ 5%. Two of my credit cards have decent balance transfer offers. One has 3.99% for the life of the balance and the other has 4.99% for the life of [...]
triguyinla asked: I have over $100,000 in credit on my 7 or 8 credit cards, all with a 0 balance. I am facing foreclosure in a few months. Will the banks cancel my credit cards once I get a foreclosure on my credit? Should I just max out all my credit cards [...]
Eric asked: I’m wondering what FICO score I would need in order to qualify for a 0% APR Balance Transfer Credit Card like Chase, Discover, or Bank of America?
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Lisa asked: I have 5 credit cards carrying a total balance of $4600. I got a credit card offer for 0% on balance transfers until January 2009. Should I transfer 1 or 2 of the other cards balances to take advantage of the 0%? Or will it be worse for me to [...]
vutina asked: how to deal with credit card finance charge and late fees because they transfer my account from personal into bussiness account, and i never been notify and i never a bussiness owner pls help thanksWebsite content